Product — MomoMe

Mobile Money to Mobile Money.Across Africa.

MomoMe connects supported mobile-money networks, banks, payment providers and financial infrastructure so customers can send money across supported African corridors while recipients receive local currency through supported payout channels.

How It WorksTalk to Us

Transaction flow

A single path, coordinated end to end.

Step 01

Sender

GHS / NGN / XAF

Step 02

MomoMe

Orchestration layer

Step 03

Payment + FX + Settlement

Supported infrastructure partners

Step 04

Recipient

Local currency

Customer experience

Four steps. One transfer.

01

Choose

Select the recipient and destination.

02

Send

Enter the amount and pay through a supported payment method.

03

Route

MomoMe coordinates the appropriate payment, FX and settlement infrastructure.

04

Receive

The recipient receives local currency through a supported payout channel.

Multi-rail infrastructure

One Interface. Multiple Financial Rails.

Each corridor can use the most appropriate supported provider for collection, orchestration, FX, settlement and payout.

01

Collection

  • Mobile Money
  • Bank
  • PSP
02

Orchestration

  • MomoMe
03

FX & Liquidity

  • FX Providers
  • Liquidity Partners
04

Settlement

  • Banking Rails
  • Approved Digital Settlement Rails
  • Blockchain Infrastructure
05

Payout

  • Mobile Money
  • Bank

Settlement technology

Settlement Without Borders.

Where appropriate and supported by regulated partners, MomoMe may integrate digital settlement technologies such as:

  • Bitcoin
  • Lightning Network
  • USDC
  • USDT
  • Other approved digital settlement infrastructure

Conceptual settlement path

  1. GHS
  2. MomoMe
  3. Settlement Infrastructure
  4. XAF

Customer experience remains currency-native.

FAQ

Questions, answered plainly.

MomoMe is under active development. Our initial objective is a Ghana–Cameroon–Nigeria triangular payment corridor, delivered together with appropriately licensed or regulator-approved partners.

Madiba Digitals is a technology company. We intend to work with appropriately licensed, registered or regulator-approved financial infrastructure providers in each market we serve.

The initial network focus covers GHS, XAF and NGN corridors, with additional African markets planned over time.

No. Where digital settlement rails are used with regulated partners, the customer experience remains currency-native — send in local currency, receive in local currency.

MomoMe is designed to provide infrastructure that businesses and financial platforms can integrate into their own applications. Talk to us about early partner conversations.

Send Across Africa.Receive Locally.

MomoMe is designed so the sender pays in their local currency and the recipient receives in theirs, through supported payout channels.

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